Skip to main content

Capital flow

Creator fees from pump.fun are claimed on a schedule, converted to dollars through Kraken, and sent to the creator's X Money account. The 20% protocol share covers execution costs and $ROBINPAY buybacks and burns.

Robinhood fee flow

  1. Native ETH fees accrue and are claimed into PAID’s Robinhood Chain treasury.
  2. ETH is bridged and converted to SOL on Solana. Robinhood ETH is not sent directly to Kraken.
  3. The recipient’s allocation goes through Kraken to USD, then confirmed X Money funding and payout.
  4. 80% of verified fees belongs to the X recipient. Execution costs reduce the protocol’s 20%; the remainder funds $ROBINPAY buybacks and burns.

Accrued fees, claimed funds, conversion and completed payouts are separate stages. Token-denominated fees remain held for review.

80%20% pump.fun Fees claimed Offramp throughKraken API Sent to X Moneybalance Sent to X user $ROBINPAY bought backand burnt

Showing recent verified transfers while the feed refreshes.

Off-ramp

1 / 551
  • 20.31 SOL

    sent toKraken
    Sent1h
    Amount
    20.308300108 SOL
    To
    7bnp7SDB63bDvFKaMuALBpNiJRzjzwyHSk7gA1NAUfJW
    Transaction
    2aLSYucwFzMhT67kqPwrVSGU9JRZkKPYjRnX1cFQWbZDFteidZ2cFX5xey6Q369DGwFV55JwkVHtLvVoUnLnaoqK
    Sent
    Sep 27, 2026, 7:56 AM
    Credited at Kraken
    Waiting for Kraken
  • $2,511.47

    USD sent toX Money
    Sent1h
    Amount
    $2,511.47
    Method
    ACH (Plaid Transfer)
    From
    Kraken USD balance
    To
    X Money checking
    Kraken reference
    FTE6glV-TiwbdLlRW6JkShWgqdkeKR
    Initiated
    Sep 27, 2026, 7:51 AM
  • $2,511.47

    swapped20.52 SOL
    Swapped1h
    Swapped
    20.515870498 SOL
    Market
    SOL/USD, market order
    Average price
    $122.60 per SOL
    Gross
    $2,515.25
    Kraken fee
    $3.77 (0.15%)
    Received
    $2,511.47
    Order ID
    OVK4DF-A2FZF-W3FKEU
    Filled
    Sep 27, 2026, 7:51 AM
  • 20.52 SOL

    sent toKraken
    Credited1h
    Amount
    20.515870498 SOL
    To
    7bnp7SDB63bDvFKaMuALBpNiJRzjzwyHSk7gA1NAUfJW
    Transaction
    5YtKifcsj9M5cFtnPQGvqhUh9bFi7DrHzXKjcgZv9A59PCgFKErobngiFf64bbd2FdmttXGKxaMZUCAmmoP6S6Ss
    Kraken reference
    FTgtlLj-HdbsDzVx7AqpSlN7QLMNrK
    Sent
    Sep 27, 2026, 7:45 AM
    Credited at Kraken
    Sep 27, 2026, 7:51 AM
  • $2,524.27

    USD sent toX Money
    Sent1h
    Amount
    $2,524.27
    Method
    ACH (Plaid Transfer)
    From
    Kraken USD balance
    To
    X Money checking
    Kraken reference
    FTg7c6S-aCEc1pEp2nTG1b1sKrDdeR
    Initiated
    Sep 27, 2026, 7:40 AM
  • $2,524.27

    swapped20.71 SOL
    Swapped2h
    Swapped
    20.710001171 SOL
    Market
    SOL/USD, market order
    Average price
    $122.07 per SOL
    Gross
    $2,528.06
    Kraken fee
    $3.79 (0.15%)
    Received
    $2,524.27
    Order ID
    ODFYLO-YIXWE-AO6GUQ
    Filled
    Sep 27, 2026, 7:40 AM
pump.fun

A token on pump.fun points its fees at us

At launch, the token directs its creator fees to our treasury and locks in that destination. pump.fun pays in SOL. We read the X handle from the token's description and claim the fees on a schedule. Every claim splits: 80% to the creator and 20% to cover protocol execution costs and buy and burn $ROBINPAY.

Kraken converts it to dollars

Every claim's recipient share reaches this step as SOL and converts to US Dollars at the same Kraken account. Conversions run in batches rather than one per payout.

$ROBINPAY is bought back and burnt

The 20% protocol allocation covers execution costs, then buys $ROBINPAY on the open market, in SOL, and burns it through the SPL Token program's own burn instruction, which removes it from supply rather than parking it at an address. Supply is fixed, and the buys and burns are on chain if you want to check them.

USD arrives in our X Money balance

The dollars Kraken settles land in the X Money balance on the @RobinPayX account, the treasury every payout is made from. It holds what is owed to X users between a claim and its payout, and we keep it ahead of what is owed.

The X user receives the distribution through X Money

The payout leaves our balance and arrives in the X user's X Money account, the one matched to their handle. X asks for verification and the enrolled security key answers it, so nobody taps a prompt. @RobinPayX then replies with X's own receipt attached.

X Money operations

X Money allows an account to confirm payments with a security key. @RobinPayX has one enrolled and held by our payout worker. When X requests verification, the worker uses the key to sign the verification challenge, allowing the payment to proceed through the X Money interface. This is what makes the sends automatic.

  • VerificationAn X security key, held by our payout worker
  • Send limitNo hard cap on peer-to-peer sends
  • Fee$0 per send
  • PAID payout minimum$50 combined per recipient

X's settings as of September 2026. After catch-up, PAID checks combined balances from $50 daily, anchored to the recipient’s first coin creation. New $5,000 threshold hits receive priority; smaller balances carry forward.